Debt help letter templates
We have put together a selection of the most commonly needed debt help letter templates that you can use when sorting out your payday loan problems. You can use the letter templates to advise your creditors about your situation and to ask them to accept your repayment plan, freeze interest and service fees.
If you cannot pay the installment amount that you initially agreed on, you can use this template to negotiate a reduced monthly payment installment.
If you believe that your debt has expired, send this letter to your lender. It informs your lender that you believe the debt has expired and that they must provide you with evidence to the contrary or stop pursuing you for the debt.